Standard Loan
Standard Loan
12% (12.72% APR)
About the Standard Loan
This is for all types of loans both big and small, for the expected and unexpected. Whether you are looking to borrow for a holiday abroad, new furniture, home improvement, medical emergencies (medical loan), debt consolidation or any other reason.
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Explore our Loans
We have the right loan to suit you
1
Become a Member
Once you are living, studying or working within our common bond you are eligible to join us today and start borrowing.
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our calculator.
3
Apply for Loan Online
Apply for your loan from the comfort of your home. The Application process is easy and quick.
4
Sit back and relax!
The decisions are made quickly on loan applications
Loan Calculator
Apply for a loan with interest rates that suit you!
Maximum Loan Term :
12.72%
12.72%
12.72%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
The example will help to show you the typical costs associated with a loan
Loan Amount
€5,000
Rate of interest - APR
12.72%
Loan Term
3 years
Total interest
€979
Monthly Repayment
€166
Total Cost of Credit
€5,979
Our Benefits
The benefits of borrowing from us
We offer loans ranging from €150 to €150,000
You can easily apply for a loan in-person at the office or directly through the website or mobile app.
No early repayment fees and no hidden fees or charges.
Repayments are flexible and tailored to suit the individual borrower's needs.
Interest is charged only on the outstanding reducing balance
Loans are based on the ability to repay and not only on savings in the Credit Union.
Loan Protection Insurance is free for members (subject to T&Cs)
You can have more than one loan at the same time
Please note that all loan applications will be subject to a CCR (Credit Report) check.
Loans are subject to approval, Lending Terms & Conditions Apply. Warning: If you do not meet your repayments on your loan, your account will go into arrears. This may limit your ability to access credit in the future. Donore Credit Union Limited. is regulated by the Central Bank of Ireland. Reg. No: 133CU.
