Greener Home

Greener Home Loans

Loans from 4.9% APR

About Our Greener Home Loan

Greener Home is a one-stop solution for your home energy upgrades or deep retrofits. Grants/supports of up to €35,000 per home, Loan rates from as low as 4.9% APR, Easy application and a fully managed grant process, Expert advice & assistance

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Loans from as low as 4.9% APR

We are offering the lowest interest rates on work which has the biggest overall impact on the home’s energy rating.

BER after approved work
Loan Amount
Loan Term
Interest Rate (variable)
Monthly Repayments
Total amount repayable

A3 or better


10 years

4.79% (4.9% APR)



B1 or B2


10 years

5.8% (5.96% APR)



Below B2


1 year

7.7% (7.98% APR)



How it Works

Use our Energy Upgrade Calculator on to find out:

1. The cost of proposed home energy upgrades for your home

2. The grant support which you may be eligible for

3. The cost of credit union finance to help you fund the project

4. The impact of the work on the energy efficiency of your home


Grant support of up to €35,000 per home is available from the Sustainable Energy Authority of Ireland (SEAI) for deep retrofit works on homes built pre-2011. In addition, as part of this initiative, Energia will provide additional financial support for eligible work. Terms, conditions and eligibility criteria apply.

Get a Quick Quote

Start the journey to improve the comfort of your home, from the comfort of your home.

Visit and get a quick quote today.

Our Benefits

The benefits of borrowing from us

We offer loans ranging from €150 to €150,000

You can easily apply for a loan in-person at the office or directly through the website or mobile app.

No early repayment fees and no hidden fees or charges.

Repayments are flexible and tailored to suit the individual borrower's needs.

Interest is charged only on the outstanding reducing balance

Loans are based on the ability to repay and not only on savings in the Credit Union.

One of the benefits of membership is the fact that your Loans are covered by life cover.

You can have two or more loans at the same time.